MyMortgage Qualifier

⚙ Broker / test view

Broker-set profile (locked for client)

Gross annual income

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Other monthly debts

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Qualifying rate (hidden from client)

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Amortization

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Total down payment

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CMHC insured?

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In production these values are read from the client's ActiveCampaign profile. This selector is for testing only.

Scenario result

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Your profile

Down payment saved $

Update this any time — your qualifying zone and your Broker's file both recalculate from what you enter here.

This listing

MLS # / Address optional Purchase price $ Property taxes per year $ This is a condo (has monthly fees)

Your ratios

GDS housing costs

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Limit 39%

TDS housing + other debts

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Limit 44%

Most you can offer

Max price that still qualifies
at these taxes / condo fees

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Monthly breakdown

Mortgage payment (P&I)	—
Property taxes	—
Heat	—
Condo fees 50%	—
Housing total	—
Other debt obligations	—
All-in total	—

Estimated closing costs

Property is in the City of Toronto I'm a first-time home buyer Legal fees estimated $

Ontario land transfer tax	—
Toronto land transfer tax	—
First-time buyer rebate	—
PST on CMHC premium 8%	—
Legal fees est.	—
Total estimated closing costs	—

Estimates only, for shopping guidance. Final qualification is subject to lender approval and verified documents.
Prototype — figures use your Broker-set profile and current CMHC / FCAC rules.